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CTS Gold Basic Features
Expansive Market Coverage
Pag-IBIG and non-Pag-IBIG members who are willing to trasfer to Pag-IBIG Housing Loan within 4 years, as well as other qualified buyers of Deca Homes.
Buyers who are not more than 60 years old, gainfully employed or self-employed, whose Net Disposable Income (NDI) is 100% of or greater than the monthly amortization of the unit they intend to acquire.
At least Php15,000.00 payable over 3 monthly installments.
Low Monthly Amortization
Deferred payment via monthly amortization, inclusive of SRI/FI premiums, over 25 years; with Pag-IBIG take-out mechanism within 4 years from reservation date.
Friendly Interest Rate
8.5% p.a. fixed for the first 4 years.
Easy Move-In Policy
The Buyer may move in after paying the minimum Equity of Php15,000.00 provided that all required documents are already submitted.
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What is CTS Gold?
Contract To Sell(CTS) Gold is the golden opportunity created by 8990 Housing Development Corporation (8990 HDC) to make owning a house in Deca Homes very affordable and easy on the budget. With just a Php5,000.00 reservation fee and at least three Php5,000.00 equity installments, one can already move-in to a brandnew Deca home. The Balance of the purchase price is then payable in monthly amortization over 25 years.
I’m not a Pag-IBIG member. Can I avail of CTS Gold?
Yes, you ca avail of CTS Gold even if you are not a Pag-IBIG member because it is made for both Pag-IBIG and non Pag-IBIG members.
What must I do so that the interest on the amortization is kept not higher than 8.5% p.a.?
The interest on the amortizations can be kept at 8.5% p.a. when, with 4 years from reservation, you transfer the balance of your CTS Gold to Pag-IBIG. For this purpose, 8990 HDC will provide documentation assistance. more about the Basic features on CTS Gold.
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